Car thefts and accident rates in Georgia have increased dramatically in the last few years. Consequently, automobile insurance rates are at an all-time high. But ya can still buy low rate Georgia automobile insurance on-line. Here’s where to get it.
Minimum Georgia Auto Insurance Requirements
The following insurance coverages are required for ya to motor your automobile in the state of Georgia:
* Bodily injury liability coverage ($25,000 for 1 person, and $50,000 for all persons) to pay for judgments and legal fees when ya’re found liable for injuring or killing other folk in an auto accident.
* Property damage liability coverage ($25,000) to repair or replace another person’s automobile or personal property when your found liable for causing an accident.
That’s all the insurance ya need to get on the road. But it doesn’t protect ya or your automobile, so ya may want to add the following coverages to your automobile insurance policy:
Optional Insurance Coverages
* Collision coverage, which pays to repair or replace your automobile after it’s been damaged in an accident.
* Comprehensive coverage, which pays to repair or replace your automobile after it’s been damaged by vandalism, fire, flooding, or acts of nature.
* Medical payment coverage, which pays your and your passengers medical expenses when ya’re involved in an accident.
* Uninsured motorist coverage, which pays your or your passengers medical expenses, plus damage to your automobile or property, caused by an "not insured", underinsured, or wacked-and-run driver.
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