More than 1 million little tikes in Ca. do not have health insurance. That means these little tikes may be lacking basic well-baby care, vaccinations, and dental care, not to mention necessary care during an sickness. Here are the options that are procurable for affordable child health insurance in Ca..
Employer Insurance
Most Californians receive health insurance through their employers. This is the most economical form of insurance, as the employer usually pays part of the premium. However, small outfits may not be able to offer affordable insurance to their employees.
Government Assistance
The Ca. state government offers several programs to help families afford health insurance for their little tikes:
* Medi-Cal is a public health insurance program for low-income little tikes and families. It provides free comprehensive medical, dental, and vision coverage.
* The Healthy Families Program provides low-cost health, dental, and vision coverage to little tikes whose families do not qualify for Medi-Cal but cannot afford other health insurance.
* Some local coalitions offer health insurance programs to families that do not qualify for either of these programs.
For more info on these state-sponsored programs visit the Ca. Department of Insurance at: insurance.ca.gov.
Private Insurance
While private insurance is the most costly form of health insurance, it’s the choice for over 600,000 Californians and may be your best choice. With private health insurance ya have many options to choose from, including HMOs, PPOs, and historical comprehensive insurance.
by Brian Stevens
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