Want to know how to buy renters insurance on-line and get the most frugal rates? Here’s how …
Buying Renters Insurance Online
We’ve come a long way since the days when ya had to visit insurance offices or call insurance agents to get insurance quotes. Now, Thank ya to the Web, ya can go on-line, get quotes, and get your renters insurance in a matter of minutes.
Renters insurance from 1 company can be hundreds of bucks less than the same insurance from another company, so it pays to spend a few minutes comparing rates on-line before ya buy your insurance.
The best place to do your comparison shopping is at an insurance comparison web site where ya can compare rates from a number of different outfits. Some of these websites even have a chat feature where ya can talk on-line with an insurance expert who can answer your questions. (See link below.)
Getting Discounts
In order to get the best rate ya need to get all the discounts ya can. Here are the biggest currency savers:
Raise your deductible - 25% discount. Raising your deductible from $250 to $500 will save ya up to 15% on your insurance. Raising it to $1,000 will save ya up to 25%.
Bundle your insurance - 15% discount. Purchasing your renters insurance and your automobile insurance from the same company will save ya up to 15% on your premium.
Get a senior’s discount - 10% discount. If ya’re a retired senior ya can save up to 10% on your renters insurance.
Security discount. Some insurance outfits will give ya discounts if your residence has a burglar alarm, fire alarm, smoke detector, or dead-bolt locks.
Non-smokers discount. You may be eligible for a non-smokers discount if no 1 in your home smokes.
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